A Gentle Reminder to Reward Yourself
This hadn't been a plan of action until lately. I would place orders that would be delivered right around the 15th and 30th of each month. Sure, you could call them splurges, but these are worth Php 1,000.00 at most. It doesn't matter if these purchases are for practical reasons (e.g. fitness trackers, investment books, weights, and the like), or if they're simply a 'want' (e.g. stickers and playstore apps - GTA Vice and San Andreas). I've decided that I should reward myself for delaying gratification. That delayed gratification looks like: 1. Setting aside roughly 60-80% of my monthly income for savings, investments, and to pay off debt. Note that I didn't have to procure debt. I just didn't want to cash out that much money on a single purchase. I wanted to prorate the payments so I would understand the value of my phone . Anyone would be tempted to spend much money. But instead of buying haphazardly, I chose to put money in a bank, so I would have...